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Retirement Calculator

Calculate Current Annual Expenses

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1		 Particulars Amount (INR) Notes
Total Monthly Expenses (required at retirement in today's value) Input
Total Annual Expenses Output

Calculate Future Annual Expenses

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2		 Inflation - Pre retirement (Includes Inflation + Life style expense) % Input
Current Age Input
Retirement Age Input
Life Expectancy Input
No. of Years till Retirement Output
Expenses in the First Year of Retirement Output

Corpus Required to Fund Retirement Expenses

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3		 Retirement years (life expectancy-retirement age) Output
Inflation post retirement % Input
Returns expected post Retiement % Input
Net Returns (after inflation) % Output
Retirement Corpus Required at retirement Output

Utlization of Current Assets & Benefits (current value)

Name Current Value Rate Years Notes
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4		 Equity Mutual Funds INR % Input
Debt Mutual Funds INR % Input
EPF & PPF (at Retirement) INR % Input
Gratuity INR % Input
Insurance Proceeds INR % Input
Others (Real estate) INR % Input
  Total Current Assets Utilized INR     Output

Utlization of Current Assets & Benefits ( Future Value)
Name Amount Notes
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5		 Equity Mutual Funds INR Output
Debt Mutual Funds INR Output
EPF & PPF (at Retirement) INR Output
Gratuity INR Output
Insurance Proceeds INR Output
Others INR Output
Total Assets at retirement INR Output

Fresh Investments Required

Particulars Amount Notes
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6		 Deficit (Corpus Required-Assets Utilized) Output
No of Years for Retirement Output
Expected Investment Returns Pre retirement % Assumption
Annual savings required Output